Sunday, January 10, 2021

If You're Reading This, It's Too Late to Save Money 💸🤣!!

 
Today’s brief rant will be about "Savings" lol. FYI, the image above may or may not be my wife and I daily discussion lol.  Apparently, I am still not okay with saving 🤷. Growing up we just had to put change in a piggybank, and it was no pressure lol.  In Adulthood, you really must plan ahead with savings.  You always have to consider a rainy-day ☔situation smh. What if I get sick? What if my car needs major work?  What if I am laid off? Can my savings account cover it? It is incredibly stressful ðŸ˜Ÿ lol.  I wish I could just break a piggybank, and everything would work itself out like the childhood days.  News flash it did not work itself out lol; someone threw a “lil money” in there to help you out.  I just wish they could do the same for us in adulthood lol.  If you are reading this and want to know some tips for savings, my first thing to tell you is to get educated.  The misses and I took a DFREE course and it really opened my eyes.  Another good tip is writing down all your expenses for the month. This really helps you focus on the wants & needs!!! I found out I had way too many wants and minimal needs lol.  Saving has been much simpler since then lol. I STILL HATE IT HERE!!  

P.S: One can never have too many savings lol.  I do find that it makes things less complex if you designate a savings for things (ex. Emergency fund, car fund, health fund, shoe collection fund🤷, etc.) !!
P.

No comments:

Post a Comment

Who Wants Superpowers?

 First off, Happy New Year to everyone!  I know it has been a while! Did you miss me? No, okay then 🙂 lol.  Secondly, I need to give thanks...